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The Federal Housing Finance Agency (FHFA) recently set new housing goals for Fannie Mae and Freddie Mac for 2018 through 2020. The FHFA is required by the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 to set annual housing goals for mortgages purchased by Fannie and Freddie. The housing goals apply to multifamily mortgages, and there are three categories: low-income, very low-income home, and small multifamily low-income.