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Q: The standard lease form that my attorney and I have used for the last several years requires a tenant to add me to its commercial general liability (CGL) policy as an “additional named insured.” But recently I have spoken with other shopping center owners about this who have said that it’s a mistake to require that. As I understand it, the additional named insured status might give me the same rights as the tenant under its CGL policy, but are there disadvantages?