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Facts: A Section 8 resident signed a one-year lease with the owner that began on July 1, 2009, and required the resident to pay a $700 security deposit. The rent was $538 per month; the amount to be paid by federal public housing assistance was $446 per month, and the resident’s monthly payment was $92. If the rent wasn’t paid in full on the first day of the month, the lease authorized the owner to charge a $35 late payment fee.