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U.S. retail sales dropped 2.8 percent in October, and analysts don't expect the situation to improve anytime soon. The bad news has owners all over the country wondering how they're going to maintain a steady stream of revenue during this dismal holiday shopping season. Some are banking on kiosks—small, independent stands that sell merchandise—to supplement their income. But this approach, if not handled properly, can be more trouble than it's worth, says Minnesota attorney Barry W. McKee Jr.