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Representative Maxine Waters (D-CA), Ranking Member of the House Financial Services Committee, recently introduced the “Fair Chance at Housing Act of 2016” (H.R. 5085) that would take significant steps towards ensuring people with criminal records have meaningful access to housing. The bill would require PHAs and other owners of HUD- and USDA-assisted housing to provide applicants and current tenants with an individualized review that looks at the totality of their circumstances before making a decision based on criminal records.